Car maintenance costs – you have to take into consideration these 3 points

The new vehicle is parked in the garage. The joy is great. But how much does it actually cost to maintain a car? We have summarized for you the most important maintenance costs for a car.

We make a distinction between fixed costs (i.e. maintenance costs that you cannot avoid if you own a car) and variable costs that can vary according to your personal driving style.

Car insurance is one of the most important costs. In addition to various details about the policyholder and the car, the type of coverage also determines the annual amount of insurance. As a rule, the more powerful the car is, the higher the premium you will have to pay. And the more protection you have, the more expensive the insurance is. So a pure liability insurance for a small city runabout usually costs considerably less than a casco insurance for an off-road vehicle.

In addition to the insurance, you should also expect to pay a few hundred francs a year for the road tax. This varies depending on the canton of residence and the engine capacity of your car. You can calculate the road tax for your car and region at

Other fixed costs for the maintenance of your car include the regular service, the motorway sticker or the rental of a parking space at home or at work.

Information on the calculation basis: *Person: Born 1 June 1986, female, resident in 8400 Winterthur, nationality: Switzerland

Car: Fiat 500 Electric mod. 2022 type certificate 01xx664 / 0 damage last 5 years / no leasing / catalogue price CHF 44 490

Coverage modules: Compulsory third-party liability and partial casco.

Start of insurance 01.03.2024, annual payment method, offer date 01.02.2024, price rounded.

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The most important thing here is the fuel, i.e. gas, diesel or electricity. The more your car consumes and the more you drive it, the more expensive it becomes. In addition, there are other liquids such as engine oil or windscreen water, as well as wear parts such as tyres, brake pads or lights, which need to be replaced after a certain period of time. Also not to be underestimated are the costs for unexpected repairs and depreciation of your car.

The maintenance costs of a car depend on many factors: As far as fixed costs are concerned, small cars are often cheaper to maintain than high-powered luxury cars. The same goes, of course, for variable costs; cheap cars cause less maintenance costs than cars that consume a lot of fuel.

For those who want to know exactly, the TCS offers a calculator for the maintenance costs of various cars in Switzerland. Here you can find out roughly how much it costs to maintain your car.

  •  In addition to the price of your car, there are additional maintenance costs.
  •  The fixed maintenance costs of a car include road tax, car insurance and motorway sticker.
  •  Variable maintenance costs such as fuel, tyres etc. vary depending on the number of kilometers you drive with your car per year.
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