Car insurance is one of the most important costs. In addition to various details about the policyholder and the car, the type of coverage also determines the annual amount of insurance. As a rule, the more powerful the car is, the higher the premium you will have to pay. And the more protection you have, the more expensive the insurance is. So a pure liability insurance for a small city runabout usually costs considerably less than a casco insurance for an off-road vehicle.
In addition to the insurance, you should also expect to pay a few hundred francs a year for the road tax. This varies depending on the canton of residence and the engine capacity of your car. You can calculate the road tax for your car and region at www.ch.ch.
Other fixed costs for the maintenance of your car include the regular service, the motorway sticker or the rental of a parking space at home or at work.