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ELVIA Liability insurance

Liability Insurance Online

WE HELP YOU WHEN YOU'VE MESSED UP
Attractive Premiums
Conclude Easily Online
Outstanding Customer Service

Get started, try things out, do whatever you want – and stay completely relaxed in the process. If you accidentally do harm or damage to others in the process, your personal liability insurance will cover the cost. We will also help you if someone makes unjustified claims against you.

  • Peace of mind when riding your bike
  • Damages to rented apartments are covered
  • One policy for everyone living in the same household
  • Dog owner liability included
One contract, one bill: household contents and private liability in one.
With our combined household insurance.
THIS IS INCLUDED
Mishaps can happen in the blink of an eye, and we are not only talking about boisterous children smashing a window pane with a ball. Such incidents do not stop at minor property damage – unfortunately, people can sometimes be injured, too. Whether the damage or harm you cause to others is large or small, ELVIA liability insurance will protect you against the financial consequences.
ELVIA Privathaftpflichtversicherung Missgeschick
ELVIA Privathaftpflichtversicherung Missgeschick
  • Protection in the event of mishaps: enjoy peace of mind when using rented property or property entrusted to you. If a mishap occurs, we will cover the costs
  • Passive legal protection: if someone makes unjustified demands on you in the event of a claim, we will protect you against them
  • Tenant protection: sit back and enjoy life in your rental apartment. We will also meet the cost of justified claims made by your landlord
  • Dog damage: enjoy the time you spend with your pet. If it breaks something that belongs to somebody else, we’ll pay for it
  • Flexible deductible: decide for yourself how much of the costs you would like to pay in the event of a claim
  • Sum insured: live your life to the full. ELVIA personal liability insurance covers personal injury and property damage of up to CHF 3 million, or even up to CHF 5 million or CHF 10 million on request
  • Optional: damage to someone else’s vehicle. With us, you can enjoy peace of mind, as we will cover the loss of the no-claims bonus or the loss itself in the event of a claim
  • Optional: Rental car insurance («Mallorca coverage»): enjoy driving a rental car on your holiday. Liability claims are covered
Wohnschutzbrief
Kaufschutzbrief
Yes, provided that you take out a multi-person policy. Then, everyone who lives in the same household will be insured.
Drones weighing up to 500 grams are automatically covered by the personal liability insurance. We cannot insure drones that weigh in excess of 500 grams.
No.
  1. Enter your details
    To calculate your premium, we need some information about you and the thing you wish to insure.

  2. Select the cover you want
    Choose the precise type of insurance that is right for you, and customise your policy according to your individual needs by selecting the appropriate types of supplementary cover. 

  3. Take out a policy or request a quote
    Take out your policy conveniently online, or arrange for a quote to be sent to you if you still need some time to think.
Whether it’s for feedback, advice or support, you will find our contact information here.
Want to know the exact details? All our documents are available here for you to download, save and read at your leisure.
A loss can happen in the blink of an eye. Thanks to our 24/7 claims service, you can report it quickly, too.
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Our household contents insurance covers your belongings against everything from burglary to flooding, and it’s also easy on your wallet.
There are some great reasons to switch to us. This page explains what you have to bear in mind every time you change insurer.