A motor home or camper van is a vehicle that has a motor of its own. For motor homes and camper vans, you need valid third-party liability insurance. You can also take out comprehensive insurance to cover damage to your motor home or camper van.
A caravan, on the other hand, is a kind of trailer. You do not need separate third-party liability insurance for a caravan. The third-party liability cover of the towing vehicle applies here. However, comprehensive insurance that covers damage to your caravan itself is usually worth having.
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Pays for loss/damage that I cause to others with my motor home
For vehicles over seven years old and inexpensive vehicles
Pays for loss/damage to my caravan or motor home that was not caused by me
For vehicles aged between five and seven years old
Pays for loss/damage to my caravan or motor home that I caused myself
For new and expensive vehicles
Had a breakdown or accident on the road? No problem. With this additional cover, we support you in emergencies. Around the clock, including in the border regions of Switzerland’s neighbouring countries. The following indemnity/services are insured as standard:
Want even more support? That’s what our “Assistance Top” is for:
Find out more in our guide to breakdown assistance.
As long as you don’t make more than one claim per year, the bonus level of your motor home insurance will remain the same. Find out exactly how this works in our guide to no-claim bonus protection (in german).
With our traffic legal protection cover, you can enjoy even more peace of mind when you’re out and about – not only with your motor home, but also if you’re travelling by bike, e-bike, train or on foot. Experienced legal experts will assist you in the event of a legal dispute and are on hand to answer any legal questions you may have. Find out more on our legal protection page.
This optional add-on to comprehensive insurance covers damage caused to your parked motor home by unknown persons. Find out more in our guide to parked-vehicle damage.