From weekly cleaner visits to occasional use of babysitters or gardeners – as soon as you employ somebody in your household in return for wages in Switzerland, you are deemed to be an employer. And that means that you have to insure your domestic workers against accidents. You can now take out compulsory accident insurance directly with us – it couldn’t be easier. 

• Compulsory protection for your domestic workers
• Also covers accidents on the way to work
• Can be taken out easily online and terminated at any time

Accidents can happen in a flash. Your cleaner falls off a ladder while cleaning the windows and breaks her leg, or your gardener accidentally cuts himself rather than the roses, for example. For this reason, insurance against occupational accidents is compulsory for domestic workers in Switzerland. That includes accidents which happen during working hours and on the commute to work.

Compulsory UVG accident insurance covers the following benefits:

• Medical expenses: Medical treatment, hospital stays on a general ward, medicines.
• Daily benefits: 80% of the insured earnings from the third day after the accident.
• Disability pension: Up to 80% of the insured earnings, depending on the degree of disability.
• Survivor’s pension: For widows, widowers and orphans in accordance with the statutory provisions.
• Impairment allowance: One-off payment in the event of permanent physical or mental/intellectual impairment.
• Care allowance: In the event of significant restriction to independence in daily life.
• Transport and rescue costs: Costs of necessary transportation and rescue missions.

Ensuring that your domestic workers have the best possible cover in the event of an accident – and you are off the hook.