Drones are part of your household contents – just like your bike, sofa and mobile phone. Your drone is insured against fire and water damage and theft via your . With the "theft outside the home" component, your drone is also insured if it gets stolen while you are out and about. It is essential to check the sum insured and update it if required.
Looking for supplementary insurance for your drone? In this case, in this case, an is just the thing for you. With this cover, your beloved drone will usually be insured against damage and destruction if you drop it or accidentally dash it against a wall.
In principle, drones weighing less than 25 kg can be flown over open terrain without authorisation. However, they may not be operated at more than 120 metres above the ground. In addition, there are certain situations in which you also need advance authorisation to fly smaller drones. It is therefore essential to clarify beforehand whether you are really allowed to fly at this location.
Be careful not to intrude on other people's privacy – for instance by flying low over private properties. You must also comply with the Data Protection Act: espionage and voyeurism will be punished. This means that you must not fly your drone over military facilities or company premises or close to emergency service deployments and that you also must not operate it within five kilometres of airports or heliports without authorisation. The same applies to controlled airspace – i.e. zones near airports and airfields that are monitored by air traffic control. Be considerate and do not endanger anyone or anything, including animals. In other words, do not fly your drone over nature reserves, bird conservation zones or hunting areas.
If your drone weighs 250 g or more and you want to fly it over a crowd, you need authorisation and compulsory . You also need authorisation if you want to fly within 30 metres of groups of people (see ). The same applies to private birthday and wedding parties. And for drones with a flying weight of more than 25 kg, prior authorisation must be obtained from the Federal Office of Civil Aviation (FOCA) in all cases.
The general provisions vary from canton to canton and from municipality to municipality. The best place to get more information on this is the If you want to fly a device outside Switzerland, you should find out about the regulations in the country in question and whether you have sufficient insurance cover in advance.