Want to take out insurance from the comfort of your sofa and save money in the process? You can with online insurance. We reveal the special features of online insurers and how they differ from classic insurers.
How do online insurers differ from classic insurers?
As the name suggests, online insurance can be concluded conveniently at the click of a mouse. Unlike classic insurers, online insurers do not have branches or advisors who come to your home – advice is given exclusively by telephone or via digital media such as e-mail or chat. Since this saves sales force and agency costs, online insurers can often offer their customers more attractive premiums than classic insurers.
Since it is very easy to take out online insurance policies yourself, all relevant information should be available on the insurance company’s website. Furthermore, reputable online insurers always offer personal consultations as well. You will soon notice on the telephone whether the advisor is really taking time for your concerns and needs or simply wants to sell you the most expensive product.
Summary and tips
Online insurers do not have classic advisors who visit you at home
Online insurance is usually cheaper than classic insurance
Online insurance is suitable for people who are already familiar with the products or who are willing to find out about them themselves
Whether it’s for feedback, advice or support, you will find our contact information here.