Unfortunately, there are also plenty of thieves who have their eyes on your bike in Switzerland. To get cover against theft, you do not generally need a separate bicycle insurance policy. Instead, your household contents insurance will be able to help you. It comes into force if your bike is stolen from your home.
And what if someone makes off with your bike at a train station? To ensure that your bicycle is also insured against theft outside the home, simply add the component “theft outside the home” to your household contents insurance.
Another tip: check the sum insured in your household contents insurance. Theft outside the home in particular is usually limited to CHF 1,000 or 2,000. This figure could well be too low if a particularly valuable bike is stolen from you.