As a rule, vehicles are considered classic cars when they reach 30 years old – provided that their market value is significantly higher than their normal current value.
And collectors’ vehicles over 15 years old can be insured as modern-era classic cars.
To take out our insurance, your classic car or modern-era classic must only be used privately and must have a maximum mileage of 5000 km per year.
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Supplement your classic car insurance with the following modules:
Passenger accident insurance protects you and your passengers in the event of a car accident. It pays for medical expenses or one-off costs in the event of disability incurred in a car accident. This option is especially worthwhile for people who have little coverage under other accident insurance policies.
With this supplementary cover, you are insured in the event of a breakdown or accident on the road, including in the border regions of Switzerland’s neighbouring countries. The following indemnity/services are insured as standard:
If you want even more support, there is our Assistance Top module:
Find out more in our guide to breakdown assistance.
Our traffic legal protection cover offers you legal protection on the road – not only for your classic car, but also when you are riding a bicycle or an e-bike, on the train or on foot. Experienced legal experts are on hand to answer any legal questions you may have and assist you in the event of a legal dispute. Find out more on our .
You can register your car as a classic vehicle when it reaches the age of 30. Vehicles aged between 15 and 30 years old can be registered as modern-era classic cars if the market value exceeds the actual current value. The cover and terms for modern-era classic cars are the same as for classic cars.
In addition, the vehicle must be worth at least CHF 5,000 and 30% of the original list price (including accessories).
Good to know: looking to insure a car whose current value is over CHF 50,000? In this case, you will need to obtain a vehicle appraisal in order to take out insurance. The same applies to motorcycles with a value of CHF 30,000 or more.