Please note: Your claim will be processed
by Allianz Suisse.
ELVIA comprehensive insurance policies cover damage to your own car. While it is not compulsory to take out comprehensive insurance, it is highly recommended to do so in the vast majority of cases. Hail, paint or marten damage? Sadly, such unfortunate situations are common. And what if your car is stolen?
At ELVIA, you can choose between partially and fully comprehensive insurance. Partially comprehensive insurance covers the following types of damage/loss:
Theft: the insurance also covers damage caused by attempted theft
Fire and natural hazard events: for example, damage as a result of high water, rockfall, flooding, hail, storm and snow pressure
Glass breakage: deductible of CHF 200.– for replacement of panes
Collisions with animals
Severing of cables by martens
Damage caused by vandalism: the insurance covers, for example, wilful or malicious breaking off of antennae and wing mirrors and slashing of tyres
Fully comprehensive insurance covers the events listed as well as damage resulting from collisions or other events. Damage to the parked vehicle can also be insured as an option. Fully comprehensive insurance is particularly recommended if you would like to insure a new, highly valuable or leased car.
In the event of partial damage to the car, ELVIA generally covers the repair costs. If the car is a total write-off, a replacement value supplement is also paid. Precise details of the amount of compensation can be found in the General Terms and Conditions of
Your premium will remain the same after up to one claim per year. This applies to all premium levels.
If you opt to have the repairs done by one of our Allianz partners, you will receive a 10% discount on the premium. We also offer a collection and delivery service: we will collect your damaged car, place a replacement vehicle at your disposal and deliver your repaired car back to you.