Car insurance

ELVIA - Quality seal ELVIA car insurance 2017

With ELVIA car insurance, you get peace of mind at an affordable price. Whatever happens, we will assist you quickly and without any red tape so that you are back on the road in no time.

  • Round-the-clock Claims Service

  • Collection and delivery service

  • Additional discount for all over 25s possible

  • Freely selectable no-claims bonus protection


Here for you

0800 666 222 (free)

Please note: Your claim will be processed
by Allianz Suisse.

  • Contact
  • File a claim

Made-to-measure insurance

Car third-party liability
Compulsory basic cover

Car third-party liability is the basic cover required by law. If your car causes damage or injury to others, we will pay the costs.

Additional options

  • Flexible deductible: decide for yourself how much of the costs you would like to pay in the event of a claim
  • No-claims bonus protection: your premium will remain the same after the first claim – on all premium levels
  • Additional options: adapt your cover to suit your individual needs

Overview of benefits

Comprehensive insurance
All-round protection for your car

Oversteering in a bend or failing to see a car as you are turning into another road: damage to your own car can happen quickly. These are the kind of cases in which ELVIA comprehensive insurance comes into effect.

Partially comprehensive cover pays for damage that occurs to your car without your involvement, such as hail or marten damage, theft or vandalism.

Fully comprehensive insurance covers damage to your car caused by a collision. The right choice for new, valuable and leased cars, fully comprehensive insurance also includes partially comprehensive cover.

  • No-claims bonus protection: your premium will remain the same after up to one claim per year – on all premium levels
  • Collection and delivery service: we will collect your damaged car, supply a replacement vehicle and bring your repaired car back to you.
  • Additional discount: additional discount for all over 25s possible.
  • Partner garage: if you have your car repaired by one of our partners, we will give you 10% of your premium
  • Glass damage: lightning-quick service and repairs without a deductible thanks to our partnership with Carglass®
  • Current value addition: we pay 20% more than the current value of your car for total losses from the first year of operation
  • Flexibility: adapt your car insurance to meet your individual needs

Overview of benefits

Additional options
Accident, assistance, no-claims bonus protection

Passengers’ accident insurance

Protect yourself and your passengers against the financial consequences of injuries incurred through a car accident. How you benefit: we pay immediately, even if the question of culpability has not yet been clarified.

  • You can draw benefits immediately, regardless of who was at fault for the accident.
  • Take your time – we pay medical costs for up to five years
  • Choose your sum insured
  • Extend the coverage scope in accordance with your needs


We assist you quickly and without any red tape in an emergency – be it a breakdown, an accident or theft. Our assistance service is available around the clock and throughout Europe (excl. Azerbaijan, Belarus, Israel, Iran, Marocco, Moldova, Russia, Tunisia and Ukraine).

  • We recover your vehicle and tow it away, including outside Switzerland
  • We pay for your overnight stay and your return journey
  • We deliver replacement parts you require

No-claims bonus protection

Penalty-free claims: your premium will remain unchanged after up to one claim per year – on every premium level.

International cover

Drive abroad just like you do in your home country: if the other party is at fault for an accident, we will meet the cost of your loss.

Gross negligence

It’s easy to make mistakes. If you choose the gross negligence option, we won’t reduce your insurance benefits, even if you breached the rules during an accident.

Overview of benefits