Private liability insurance is important for e-scooters. It pays if, for example, a person is injured or when damages are caused to third parties. If you do not have a private liability insurance for your e-scooter, an accident can cost you a lot as you will have to bear the costs of the damage you have caused.
Most insurance companies cover damages caused by your e-scooter (up to a maximum of 20 km/h) by private liability. It is therefore essential to take out a private liability insurance if you do not already have one. Also make sure that the insurance company actually covers the damages you cause with your e-scooter.
By the way:
The legal regulations must be observed: Persons under the age of 14 are not allowed to drive an e-scooter. Young people between 14 and 16 years of age need a moped license and from the age of 16 you do not need a license to drive an e-scooter.