Liability insurance

ELVIA - Quality seal ELVIA private liability and household insurance 2017

Get started, try things out, do whatever you want – and stay completely relaxed in the process. If you accidentally do harm or damage to others in the process, your personal liability insurance will cover the cost. We will also help you if someone makes unjustified claims against you.

  • Peace of mind when riding your bike
  • Damages to rented appartments are covered
  • One policy for everyone living in the same household
  • Dog owner liability included



Combined household insurance

One contract, one bill: household contents and private liability in one.

With our combined household insurance.

Here for you

0800 666 222 (free)

Please note: Your claim will be processed
by Allianz Suisse.

  • Contact
  • File a claim

Made-to-measure insurance

Private liability
Your guardian angel if something goes wrong

Mishaps can happen in the blink of an eye, and we are not only talking about boisterous children smashing a window pane with a ball. Such incidents do not stop at minor property damage – unfortunately, people can sometimes be injured, too. Whether the damage or harm you cause to others is large or small, ELVIA liability insurance will protect you against the financial consequences.

Our services

  • Protection in the event of mishaps: enjoy peace of mind when using rented property or property entrusted to you. If a mishap occurs, we will cover the costs
  • Passive legal protection: if someone makes unjustified demands on you in the event of a claim, we will protect you against them
  • Tenant protection: sit back and enjoy life in your rental apartment. We will also meet the cost of justified claims made by your landlord
  • Dog damage: enjoy the time you spend with your pet. If it breaks something that belongs to somebody else, we’ll pay for it
  • Flexible deductible: decide for yourself how much of the costs you would like to pay in the event of a claim
  • Sum insured: live your life to the full. ELVIA personal liability insurance covers personal injury and property damage of up to CHF 3 million, or even up to CHF 5 million or CHF 10 million on request
  • Optional: damage to someone else’s vehicle. With us, you can enjoy peace of mind, as we will cover the loss of the no-claims bonus or the loss itself in the event of a claim
  • Optional: Rental car insurance (“Mallorca coverage”): enjoy driving a rental car on your holiday. Liability claims are covered


Overview of benefits

Other benefits
Waiver of reduction in benefits in the event of gross negligence, hole-in-one insurance for golfers

Waiver of reduction in benefits in the event of gross negligence

It can happen faster thank you think. You injure a pedestrian after cycling through a red light or forget to extinguish a candle on leaving your rental apartment. With this supplementary cover, we waive our statutory right to reduce our benefits.

Hole-in-one insurance for golfers

The ball sails straight into the hole from the tee. Golfers who get a hole-in-one usually buy a round of drinks for everyone in the club house. We will pay for it – to ensure that your golfing dream does not turn into a financial nightmare.

Overview of benefits

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