Monthly right of cancellation
Pet Insurance
Exceptionally good cover for your four-legged friend. ELVIA pet insurance.
Pre-existing conditions also covered
With our supplementary cover for pre-existing conditions, you can insure health problems that your pet already had before the start of the contract. Pre-existing conditions are defined as illnesses or accident-related injuries within the last 24 months.
Good to know:
there is a blocking period for costs connected to pre-existing conditions. This is three months before and one month after the start of the contract. Health problems that arise during this period are not covered.
THIS IS INCLUDED
With our accident and health insurance for cats and dogs, you enjoy customised cover for yourself and your beloved pets. So that you don’t have to decide against your four-legged friend’s welfare for financial reasons, we cover the medical expenses for your cat or dog in insured cases. Depending on the insurance model, this includes:
- Vet consultations
- Treatment in the event of an accident
- Treatment in the event of illness
- Preventive treatment
- Inpatient stays
- Emergency treatment
Depending on the insurance model, dental treatment in the event of accident or illness, complementary medicine (e.g. physiotherapy and osteopathy) and prevention are also covered, in addition to classic veterinary bills.
You can report visits to the vet easily and conveniently online. And to ensure that your household budget isn't put under too much strain, the costs of medical treatment will be reimbursed to you promptly.
Do you take your pet on holiday with you? The insurance cover for the insured pet is valid worldwide as long as the treatment is provided by officially recognised vets at the applicable reference tariff.
ADDITIONAL COVERAGES
Pre-existing conditions also covered
With our supplementary cover for pre-existing conditions, you can insure health problems that your pet already had before the start of the contract. Pre-existing conditions are defined as illnesses or accident-related injuries within the last 24 months.
Good to know:
there is a blocking period for costs connected to pre-existing conditions. This is three months before and one month after the start of the contract. Health problems that arise during this period are not covered.
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Status as of: end of Q4 2025 / 29 401 customer feedbacks
Status as of: end of Q4 2025 / 29 401 customer feedbacks
FREQUENTLY ASKED QUESTIONS – AND THE PROPER ANSWERS
ELVIA pet insurance starts from just CHF 23.20 per month for cats and CHF 39.70 per month for dogs.
The amount of the premium depends on various factors, such as the breed, age and gender of your pet and the deductible and benefits you choose.
With our online calculator, you can calculate the exact costs for your beloved pet in just a few clicks.
- Breed: Bengal cat
- Gender: male
- Age: 2 years
- Deductible: CHF 300
- Chosen basic insurance: basic cover
- No supplementary cover (pre-existing conditions)
- House cat: no
- Breed: Labrador
- Gender: female
- Age: 2 years
- Deductible: CHF 300
- Chosen basic insurance: basic cover
- No supplementary cover (pre-existing conditions)
No, pet insurance is not mandatory in Switzerland but it is highly recommended. In the event of illness or accident, veterinary costs can easily run into triple or quadruple figures.
Good to know: Liability cover for dogs is mandatory for dog owners in many cantons. With ELVIA liability insurance, your pets are covered automatically.
No, you can only insure cats and dogs with ELVIA pet insurance.
Our pet insurance offers cover for all dog and cat breeds irrespective of age. From eight-week-old puppies to elderly cats, there are no age limits.
Among other things, the insurance does not cover cosmetic surgery, visits to the vet during the grace and blocking period, pregnancy and infertility, and treatments not prescribed by a vet.